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OpenAlternative

Open Source YNAB Alternatives

A curated collection of the 12 best open source alternatives to YNAB.

The best open source alternative to YNAB is Maybe. If that does not suit you, we have compiled a ranked list of other open source YNAB alternatives to help you find a suitable replacement.

YNAB alternatives are mainly Budgeting Apps. Browse these if you want a narrower list of alternatives or are looking for a specific functionality of YNAB.

Written by OpenAlternative Last updated: June 2, 2026
#1

Maybe

Personal finance tracker that consolidates accounts, investments, and assets into a single net worth dashboard with goal tracking and projections.

Personal finance tracker that consolidates accounts, investments, and asse...

#2

Actual

Privacy-focused personal finance app using envelope budgeting, multi-device sync, optional end-to-end encryption, and bank sync for US, EU, and UK use

Privacy-focused personal finance app using envelope budgeting, multi-devic...

#3

Firefly III

Free open-source personal finance manager with transaction tracking, budgeting, advanced rules, and REST API for complete financial control.

Free open-source personal finance manager with transaction tracking, budge...

#4

Midday

All-in-one tool for freelancers and small businesses to manage finances, track time, store files, and send invoices efficiently.

All-in-one tool for freelancers and small businesses to manage finances, t...

#5

Sure.am

An all-in-one personal finance platform. Track, optimize, grow, and manage your money through every stage of life.

An all-in-one personal finance platform. Track, optimize, grow, and manage...

#6

Ghostfolio

Open-source wealth management software for tracking stocks, ETFs, and cryptocurrencies across multiple portfolios

Open-source wealth management software for tracking stocks, ETFs, and cryp...

#7

Wealthfolio

Wealthfolio is a simple, secure desktop app for tracking investments and managing your wealth without compromising data privacy.

Wealthfolio is a simple, secure desktop app for tracking investments and m...

#8

ezBookkeeping

A privacy-first personal finance app with two-level accounts, multi-currency support, AI receipt recognition, and broad data import from formats like

A privacy-first personal finance app with two-level accounts, multi-curren...

#9

Frappe Books

A user-friendly desktop accounting software that helps businesses manage invoices, track expenses, and handle bookkeeping with a modern interface.

A user-friendly desktop accounting software that helps businesses manage i...

#11

Monetr

Manage your money confidently with monetr, putting aside what you need and spending what you want

Manage your money confidently with monetr, putting aside what you need and...

#12

YAFFA

YAFFA is a powerful, open-source budget app for managing expenses, budgets, and investments with secure self-hosting.

YAFFA is a powerful, open-source budget app for managing expenses, budgets...